Finance writer Martin Hawes' new book, Save Money on Your Mortgage, is a timely arrival on bookshelves.

The author aims to spell out in simple terms everything mortgage hunters need to know, including information that banks might not know about mortgages - which options are available, the advantage of each and how to choose the right one.
'There is a huge difference between what you borrow and what you pay back. You will find out how to cut your banker's profit, greatly reducing your mortgage repayments in the process,” says Martin.
'A mortgage has more scope for saving and adding to your net worth. Simply because most mortgages are so big, and designed to span such a long period of time, the cost runs into the hundreds of thousands,” says Martin.