$7.2m loan leads to more homes for Pāpāmoa

Minister Woods made Monday’s announcement when she visited the Manawa subdivision in Pāpāmoa developed by Ngā Potiki. Photo: SunLive.

“We can confirm Manawa PHO Limited, the housing arm of Ngā Pōtiki has received support to provide progressive home ownership opportunities," says Housing Minister Dr Megan Woods.

"The loan will help at least 30 whānau step into home ownership in Pāpāmoa."

Woods made Monday’s announcement when she visited the Manawa subdivision in Pāpāmoa developed by Ngā Potiki.

Ngā Pōtiki has a housing arm - Manawa Community Housing Trust (Manawa CHT), and Manawa PHO Limited will receive the loan for $7.2 million which enables Manawa CHT to scale up its own PHO scheme and construct 30 more homes.

The Manawa subdivision is in the Eastern Growth Corridor for Tauranga, where there will be 240 residential sites in total.

There are already ten Ngā Pōtiki whānau in home ownership in Manawa with 80 other expressions of interest, through Manawa’s shared equity scheme.

The Government’s loan through the PHO Fund enables Ngā Pōtiki to scale up and construct at least 30 more homes.

“The Ngā Pōtiki Progressive Home Ownership (PHO) Programme will support us to expand our shared equity home ownership scheme to more than 30 Ngā Pōtiki whānau and assist them into home ownership," says Victoria Carroll of Nga Potiki.

“Tauranga is one of the most expensive cities in which to buy a home. That’s exacerbated by low household worker incomes for Māori, so we need these innovative programmes to assist hard-working whānau into home ownership.”

The Government’s $400 million PHO Fund will help between 1500 and 4000 families buy their own homes.

The Fund will scale up funding for organisations already providing PHO schemes with wraparound support services, such as budgeting advice.

As part of this approach, there will be a dedicated iwi and Māori pathway, with a specific focus on better housing outcomes for Māori.

The first phase of the Fund began in July this year with loans to providers in Auckland and Queenstown who are supporting around 100 low to median income families seeking home ownership.

Two of these families have already moved into their own homes – in Flatbush, Auckland.

From early 2021, households at or above median incomes will be able to access progressive home ownership arrangements directly from Government through Kāinga Ora – Home and Communities.

Chair of Ngā Pōtiki ā Tamapahore Trust Colin Reeder says there are more than 200 whānau and elderly on the Ngā Pōtiki waitlist for homeownership and rental accommodation.

“We want our Ngā Pōtiki people to be able to continue living in their rohe, to be close to their whānau and marae, to stay connected to their whenua. Therefore, we need to help create housing here in Pāpāmoa that our people can afford to live in.”

Minister Woods alongside Labour MP for the Waiariki electorate Tamati Coffey. Photo: SunLive. 

Chair of Ngā Pōtiki ā Tamapahore Trust Colin Reeder greeting Minister Woods. Photo: SunLive. 

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Looking at taxes.

Posted on 14-10-2020 14:38 | By morepork

Nobody likes them, smart businesses avoid them, everybody pays them, except criminals, who evade them. Why shouldn’t we just let everybody be responsible for themselves? Or, if we MUST have a Government make it hierarchic based on IQ and wealth, with the Smarties governing the Dimwits? (Such an insane system would implement a Class based society and completely abnegate the idea of Equality, which most people support.) If we are to live in communities with Equality of respect, opportunity and education, we must pay taxes. Currently, it is based on a sliding scale which depends on your income, but we COULD implement a simple single tax rate (say 15% for individuals, 25% on profit for Corporates), and nobody could argue about it being fair or not. Social Justice requires the more able to take a hit on behalf of the less able. Don’t like it? Don’t live in communities.

@Tom Ranger

Posted on 14-10-2020 14:20 | By morepork

There is never going to be agreement about what is "fair" and a standard Universal Basic Income won’t help. The fact is that people who need help should get it (whether it is "fair" or not...) because that is the kind of society we should aspire to be. We CANNOT let people sleep in doorways and have kids going to bed hungry, even if it is caused by their own actions or the actions of poor parents. The strong should support and protect the weak, and that is fundamental to living in communities. We CAN seek to educate people into making better choices and we CAN equip them by universal and free education to understand the consequences of their actions. Taxes are necessary, but the levels are arguable. (see separate post in this thread.)


Posted on 13-10-2020 19:13 | By Slim Shady

Fair? What is fair about someone working hard to build a business, to employ people, or working hard to gain impressive qualifications and build a career, to have a big lump of it taken off them to give to others who haven’t worked as hard? ‘Fair‘ is being responsible for your own existence. The welfare state was the worst idea ever. First it bred complacency and laziness. Now we get entitlement and resentment. Who do these people think is going to pay for everything? Governments all over the world are racking up debt that cannot go on. Their answer is take it off the ‘rich’. Then what? You’re still going to be left with dimwits and lazy people. These left wing lovey doves loonies are taking us all down.

Tom Ranger

Posted on 13-10-2020 14:49 | By Tom Ranger

@Kiwi poet. Of course taxes have an effect on our ability to save a house deposit. Definitely right regarding over-regulation imo. I won’t talk about Capital gains taxes as that has been put on the back-burner for now and you are entitled to your own opinion. @Morepork The only way I can see for a fair distribution of tax-payer funds is a Universal Basic Income. But that is easily debatable as well as people that don’t work would get the same which some would say they haven’t earned. Any other way and there will be those groups that get help and those that don’t.

@Tom Ranger

Posted on 13-10-2020 12:29 | By morepork

You are right and it IS tax-payer money. But we elect governments to make decisions about how our money should be spent and it seems to me that this is a good use of it. Angels says all communities should be supported and that is certainly supposed to be the role of our Government. I want to see PEOPLE who need help getting it, and it mustn’t be on Ethnic, Religious, or any other discriminatory criterion. We need to look after ALL our people and we need to do it fairly.


Posted on 13-10-2020 12:11 | By Kiwi Poet

The expense of housing has nothing to do with the amount of tax. It is the lack of a comprehensive capital gains tax, plus restrictive covenants on building subdivisions.

Tom Ranger

Posted on 13-10-2020 07:59 | By Tom Ranger

I’ll just say... Maybe if we weren’t so overtaxed in NZ, we would ALL be able to save for a house deposit. Congratulations to the labour govt for taking our money off of everyone and redistributing it how you see fit. *Slow clapping* I’m not against this loan. I’m just saying. It’s taxpayer money and the govt doesn’t deserve a thank-you. We do.

Get your facts right by angels

Posted on 13-10-2020 07:57 | By GWHtpt

They have got the loan yes loan not handout !! To put whanau into homes on Maori land !!! Yes it’s there land and they got a loan If pacific or Asian want a loan to build on there land I’m sure they can and so can you

Support all communities

Posted on 13-10-2020 07:17 | By Angels

An election ploy. We’re is the support for island groups,Asian community, and others. How about the majority. This is wrong. They get their settlements, time to use those settlements ,not come back for more and more

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