The National Party is very lucky at this time that there is no real or substantial alternative party or team of parties to see them kicked off the treasury benches.
Here we are sitting in front of out TV screens seeing and hearing bumbling Housing
Minister Nick Smith, skyting about the fact that mortgage rates are the lowest in 60 years. Big deal Nick. Sixty years ago I borrowed £1500 to build my first house – that's $3000 at five per cent.
Now today – yes I can borrow money at a lower interest rate – but that could be as much as $700,000 to get house somewhat like the one I built all those years ago. I can tell you this Nick – I would rather pay five per cent on $3000 than 4.5 per cent on $700,000.
Wake Nick up and listen to the rustle of the notes, there is a crisis in place and you lot are too blind to see it! And hey I am a national supporter. As for all you fi nancial experts telling people to put more into Kiwisaver – or save more – kindly tell the poor underpaid sods how to save money on the minimum wage with rents or mortgages to pay that
take a whole weeks' salary to pay.
Lowering the interest rates only makes things worse; the greediest among us can now borrow more money to buy more houses to rent out at excessive rents.

A Bourne, Bethlehem.