A Tauranga man is facing 39 fraud-related charges after being accused of living off over $4 million of other people's money.

The Serious Fraud Office (SFO) have brought charges against Mark Lawrence Ivil, which include 21 charges of obtaining by deception, 14 charges of obtaining by false pretense, two charges of using a forged document and two charges of obstructing an investigation.

The Serious Fraud Office has laid charges against a Tauranga man in the city's District Court. Photo: File.

The SFO investigation looked into Ivil's activities since the early 1990s and allege that he has survived financially by receiving cash and direct credit payments from a number of people.

The SFO alleges that 58-year-old Ivil persuaded these people to provide him with funds with convincing and plausible scenarios about returns on a property development in Australia as well as other schemes.

The total quantum the SFO alleges Ivil obtained from the complainants from 1990 to 2014 is approximately $4.28 million.

The SFO also laid charges in relation to Ivil's failure to appear at an interview with SFO investigators and failure to provide documents required by the SFO, during the investigation.

SFO director Julie Read says: 'Mr Ivil has a reputation for being elusive and using aliases.

'This could potentially mean there are more victims.

'We encourage anyone who is concerned about their dealings with Mr Ivil to contact the SFO.”

Ivil will next appear in Tauranga District Court on Tuesday, July 28.