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		<title>SunLive</title>
		<link>http://www.sunlive.co.nz/</link>
		<description>The Bays' News First</description>
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		<lastBuildDate>Thu, 17 May 2012 22:22:26 +1200</lastBuildDate>
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			<title>SunLive</title>

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		<item>
					<title>Planning and benchmarking</title>
					<link>http://www.sunlive.co.nz/blogs/2981-planning-and-benchmarking.html</link>
					<pubDate>Tue, 08 May 2012 11:41:00 +1200</pubDate>
					<description><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



If you don&rsquo;t have a goal you can&rsquo;t achieve anything.
Goals have got to be measureable and progress towards or away from your goals needs to be noticed. Your adviser should help you set these goals and hopefully help you monitor your performance towards the goals, just like a teacher or...]]></description>
					<content:encoded><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



If you don&rsquo;t have a goal you can&rsquo;t achieve anything.
Goals have got to be measureable and progress towards or away from your goals needs to be noticed. Your adviser should help you set these goals and hopefully help you monitor your performance towards the goals, just like a teacher or...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>New beginnings </title>
					<link>http://www.sunlive.co.nz/blogs/2858-new-beginnings.html</link>
					<pubDate>Wed, 11 Apr 2012 08:24:00 +1200</pubDate>
					<description><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



The new financial year for business folk is often the only time they will sit down and start to plan things out. I know many of you will have your planning well underway, however if not, you should start thinking about the role an adviser can play in you plans.
Financial advisers can help business...]]></description>
					<content:encoded><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



The new financial year for business folk is often the only time they will sit down and start to plan things out. I know many of you will have your planning well underway, however if not, you should start thinking about the role an adviser can play in you plans.
Financial advisers can help business...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>Fear – the only war that matters</title>
					<link>http://www.sunlive.co.nz/blogs/2790-fear-only-war-that-matters.html</link>
					<pubDate>Tue, 27 Mar 2012 08:50:00 +1300</pubDate>
					<description><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



Fear can be the greatest motivator, but it more often than not stops people in their tracks. I was reading a recent article by John Carran on the power of fear in the markets and as those who read this article regularly will know, I could not help but draw a parallel with the boys&rsquo; cricket...]]></description>
					<content:encoded><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



Fear can be the greatest motivator, but it more often than not stops people in their tracks. I was reading a recent article by John Carran on the power of fear in the markets and as those who read this article regularly will know, I could not help but draw a parallel with the boys&rsquo; cricket...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>The retirement problem</title>
					<link>http://www.sunlive.co.nz/blogs/2768-the-retirement-problem.html</link>
					<pubDate>Wed, 21 Mar 2012 08:16:00 +1300</pubDate>
					<description><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



In the 1980s, when my grandfather retired, he could expect to live to at least 74. 
Nowadays, as you approach retirement, you have to budget on lasting to at least 80. That means assuming a retirement age of 65, you have to provide for at least 15 years not nine years, 67 per cent more retirement...]]></description>
					<content:encoded><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



In the 1980s, when my grandfather retired, he could expect to live to at least 74. 
Nowadays, as you approach retirement, you have to budget on lasting to at least 80. That means assuming a retirement age of 65, you have to provide for at least 15 years not nine years, 67 per cent more retirement...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>Sell, sell, sell!</title>
					<link>http://www.sunlive.co.nz/blogs/2734-sell-sell-sell.html</link>
					<pubDate>Wed, 14 Mar 2012 10:06:00 +1300</pubDate>
					<description><![CDATA[



Shane Laidlaw Eves Realty 



The market is definitely on the move!&nbsp; February saw a massive 55% increase in the total sales for the Mount, Papamoa and Tauranga markets.&nbsp; Anybody contemplating selling should now jump in &ndash; the time is right!&nbsp;
Looking at each individual area, the highlights and comparisons are as follows:-
Tauranga...]]></description>
					<content:encoded><![CDATA[



Shane Laidlaw Eves Realty 



The market is definitely on the move!&nbsp; February saw a massive 55% increase in the total sales for the Mount, Papamoa and Tauranga markets.&nbsp; Anybody contemplating selling should now jump in &ndash; the time is right!&nbsp;
Looking at each individual area, the highlights and comparisons are as follows:-
Tauranga...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>Encouraging signs</title>
					<link>http://www.sunlive.co.nz/blogs/2689-encouraging-signs.html</link>
					<pubDate>Thu, 08 Mar 2012 15:08:00 +1300</pubDate>
					<description><![CDATA[



Dennis McMahon McMahon Commercial mcmahoncommercial



As we move towards the second quarter of 2012, we are starting to see some really encouraging signs within the industry.
The industrial sector has been leading the way since last year and shows no evidence of letting up.
Enquiry for good industrial space in the likes of Auckland is picking up...]]></description>
					<content:encoded><![CDATA[



Dennis McMahon McMahon Commercial mcmahoncommercial



As we move towards the second quarter of 2012, we are starting to see some really encouraging signs within the industry.
The industrial sector has been leading the way since last year and shows no evidence of letting up.
Enquiry for good industrial space in the likes of Auckland is picking up...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>Otago perishes on the altar of professionalism</title>
					<link>http://www.sunlive.co.nz/blogs/2687-otago-perishes-on-altar-of-professionalism.html</link>
					<pubDate>Thu, 08 Mar 2012 09:14:00 +1300</pubDate>
					<description><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



The Otago rugby situation highlights an important investment lesson &ndash; make sure the business you are about to invest in is connected with its market. 
For me, as a former student who spent three fun-filled years at Otago University supporting the likes of Ellis, Leslie and Timu, this is a sad...]]></description>
					<content:encoded><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



The Otago rugby situation highlights an important investment lesson &ndash; make sure the business you are about to invest in is connected with its market. 
For me, as a former student who spent three fun-filled years at Otago University supporting the likes of Ellis, Leslie and Timu, this is a sad...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>The future of airlines – pricey</title>
					<link>http://www.sunlive.co.nz/blogs/2680-the-future-of-airlines-pricey.html</link>
					<pubDate>Wed, 07 Mar 2012 11:31:00 +1300</pubDate>
					<description><![CDATA[



Andrew Martin Global Outlook Blogger



Warren Buffett, possibly the world&rsquo;s greatest investor once said: &ldquo;Indeed, if a farsighted capitalist had been present at Kitty Hawk, he would have done his successors a huge favour by shooting Orville down&rdquo;.
Really, who would bother owning an airline?
In light of the recent spate of airline...]]></description>
					<content:encoded><![CDATA[



Andrew Martin Global Outlook Blogger



Warren Buffett, possibly the world&rsquo;s greatest investor once said: &ldquo;Indeed, if a farsighted capitalist had been present at Kitty Hawk, he would have done his successors a huge favour by shooting Orville down&rdquo;.
Really, who would bother owning an airline?
In light of the recent spate of airline...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>Thrive or Fail</title>
					<link>http://www.sunlive.co.nz/blogs/2592-thrive-or-fail.html</link>
					<pubDate>Wed, 22 Feb 2012 16:03:00 +1300</pubDate>
					<description><![CDATA[



Andrew Martin Global Outlook Blogger



Why Societies Fail or Thrive? 
Many people are conscious of the uncertainty that underlies our economic, social and environmental systems yet are unsure what to do.
This convergence of crisis is covered almost daily in our news media, with increased energy and food costs, economic ruin around the globe and...]]></description>
					<content:encoded><![CDATA[



Andrew Martin Global Outlook Blogger



Why Societies Fail or Thrive? 
Many people are conscious of the uncertainty that underlies our economic, social and environmental systems yet are unsure what to do.
This convergence of crisis is covered almost daily in our news media, with increased energy and food costs, economic ruin around the globe and...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>KiwiSaver is not a bank account</title>
					<link>http://www.sunlive.co.nz/blogs/2588-kiwisaver-is-not-bank-account.html</link>
					<pubDate>Wed, 22 Feb 2012 08:29:00 +1300</pubDate>
					<description><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



I continue to be amazed that many people believe KiwiSaver is some type of bank account. That many people still view this as being the case, is evidence our education system needs to include more about financial matters as soon as possible. 
Let me clarify: KiwiSaver is not a bank account, it is...]]></description>
					<content:encoded><![CDATA[



Josh HoskinSmart Money jhoskin@goldridge.co.nz



I continue to be amazed that many people believe KiwiSaver is some type of bank account. That many people still view this as being the case, is evidence our education system needs to include more about financial matters as soon as possible. 
Let me clarify: KiwiSaver is not a bank account, it is...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>Property – city snapshot</title>
					<link>http://www.sunlive.co.nz/blogs/2541-property-city-snapshot.html</link>
					<pubDate>Thu, 16 Feb 2012 11:04:00 +1300</pubDate>
					<description><![CDATA[



Shane Laidlaw Eves Realty 



As mentioned previously we will be giving you a snapshot of what&rsquo;s happening in the local real estate market. We have split the area up into three local regions: Tauranga, Mount Maunganui, and Papamoa.
In the following charts there are three categories: &nbsp;sections, apartments and residential.
Total sales in...]]></description>
					<content:encoded><![CDATA[



Shane Laidlaw Eves Realty 



As mentioned previously we will be giving you a snapshot of what&rsquo;s happening in the local real estate market. We have split the area up into three local regions: Tauranga, Mount Maunganui, and Papamoa.
In the following charts there are three categories: &nbsp;sections, apartments and residential.
Total sales in...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>Smart move</title>
					<link>http://www.sunlive.co.nz/blogs/2539-smart-move.html</link>
					<pubDate>Thu, 16 Feb 2012 08:17:00 +1300</pubDate>
					<description><![CDATA[



Legal Briefwith Alan Tate of Harris Tate www.harristate.co.nz



The long established commercial law firm, Harris Tate welcomes the appointment of Katrina Hulsebosch as a director.
Katrina is a well-known and respected commercial lawyer who has practiced in Tauranga since 2004.
Katrina brings to Harris Tate diverse skills, being accomplished in...]]></description>
					<content:encoded><![CDATA[



Legal Briefwith Alan Tate of Harris Tate www.harristate.co.nz



The long established commercial law firm, Harris Tate welcomes the appointment of Katrina Hulsebosch as a director.
Katrina is a well-known and respected commercial lawyer who has practiced in Tauranga since 2004.
Katrina brings to Harris Tate diverse skills, being accomplished in...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>The great Chinese riddle</title>
					<link>http://www.sunlive.co.nz/blogs/2529-the-great-chinese-riddle.html</link>
					<pubDate>Wed, 15 Feb 2012 11:23:00 +1300</pubDate>
					<description><![CDATA[



Dennis McMahon McMahon Commercial mcmahoncommercial



I spoke last time about how this year could possibly play out as far as commercial property is concerned and referred to some of the variables in the crystal ball predictions.
I was reminded of another this week.
A recent report from Barclays Capital mentioned the &ldquo;unhealthy correlation&rdquo;...]]></description>
					<content:encoded><![CDATA[



Dennis McMahon McMahon Commercial mcmahoncommercial



I spoke last time about how this year could possibly play out as far as commercial property is concerned and referred to some of the variables in the crystal ball predictions.
I was reminded of another this week.
A recent report from Barclays Capital mentioned the &ldquo;unhealthy correlation&rdquo;...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>Important message to contractors</title>
					<link>http://www.sunlive.co.nz/blogs/2513-important-message-to-contractors.html</link>
					<pubDate>Mon, 13 Feb 2012 08:41:00 +1300</pubDate>
					<description><![CDATA[



On sitewith Certified Builders PresidentJason McClintock



If you&rsquo;re in the trade or you&rsquo;ve got what it takes, you&rsquo;ll be aware of the new licensing laws that come into force March 1 for residential construction.
What you might not realise is that it effects more than the trades required to obtain a licence which are design, carpentry,...]]></description>
					<content:encoded><![CDATA[



On sitewith Certified Builders PresidentJason McClintock



If you&rsquo;re in the trade or you&rsquo;ve got what it takes, you&rsquo;ll be aware of the new licensing laws that come into force March 1 for residential construction.
What you might not realise is that it effects more than the trades required to obtain a licence which are design, carpentry,...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
				</item>
				<item>
					<title>The great land grab</title>
					<link>http://www.sunlive.co.nz/blogs/2504-the-great-land-grab.html</link>
					<pubDate>Fri, 10 Feb 2012 11:41:00 +1300</pubDate>
					<description><![CDATA[



Andrew Martin Global Outlook Blogger



I have recently been pouring over a book by Dick Smith, the founder of Dick Smith Electronics, Australian Geographic and Dick Smith Foods: &lsquo;The Australian Population Crisis &ndash; The dangers of unsustainable growth for Australia&rsquo;.
Being a grandad, father, avid bushwalker, philanthropist and environmentalist,...]]></description>
					<content:encoded><![CDATA[



Andrew Martin Global Outlook Blogger



I have recently been pouring over a book by Dick Smith, the founder of Dick Smith Electronics, Australian Geographic and Dick Smith Foods: &lsquo;The Australian Population Crisis &ndash; The dangers of unsustainable growth for Australia&rsquo;.
Being a grandad, father, avid bushwalker, philanthropist and environmentalist,...]]></content:encoded>
					<category domain="http://www.sunlive.co.nz">News</category>
					<dc:creator>SunLive</dc:creator>
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