Sunday, August 01, 2010
It’s us against them

The ACC debacle has shown what happens when politics and business mix – group eat group. The bikers that are to protest the enormous increase in fees, are, quite justifiably aggrieved; so are the rest of us, but you’d never know it would ya? Aside from the usual New Zealand way of “lay down and take it good and hard from the government,” there is a more sinister back issue, the issue being setting people against each other; let me explain.

Being that the government owns the monopoly shambles known as ACC, it has no interest in providing a quality & affordable product, so if we don’t like it, tough.
This being so, it gives the minister in charge at the time near absolute power to raise prices, reduce services and have you and me foot the bill if the grey-ones of the bureaucracy mess things up to the tune of – on this occasion – $4 billion.
Now, in the interests of being seen to be fair, the minister will split the tab among us; but of course it’s never ‘fair’ is it?
There’s always a gain for one man at the expense of another when a product and its price is set by government decree rather than a market’s voluntary supply/demand principle.
Out of this we see the likes of the bikers getting themselves together to protest the unfairness of the new increased tax. The problem of course is that they are not opposed to government monopoly insurance cover; their grizzle is that they have to pay what they consider is unfair. If they’d not been the ones so hard hit and the tax increase had have been put on another group, then you’d not have heard a murmur from them.
I expect they’ll mount a wee protest, which will, as is normal with New Zealanders who work for living, fizzle away. If, in the unlikely event that they are successful to any degree, the government will simply shift the cost to another group, or across everyone.
In a better world, that is, the bikers were the beginning of a principle-based protest against state profligacy, incompetence and malfeasance, an “enough is enough” protest if you will, and we all got in behind them, and stuck with it; the government would enviably save itself by doing the right thing and whined-up this government disgrace.
The battle is not against what is unfair; it is not us against each other. The battle is one of principle - it is us against the nanny state!


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Comment by brilleaux@xtra.co.nz - added on 21 Oct 2009 10:50AM
Can you imagine the public outcry if a private company was to hike its premiums by 200%?

This is what motorcyclists face

The only difference is that the government will FORCE you to pay them - like it or not, under threats of fines and jail if you chose not to pay them.

With a private company you would at least have the opportunity to look elsewhere. But then again, a private company would not hike its premiums by 200% because it wants your business, and to do so would be economic suicide - there would be a number of other providers lined up behind them, offering competitive rates to entice you to go with them.

ACC offers none of the above, and THAT is why it is a lemon, and should be discarded sooner rather than later.


Comment by Russell - added on 20 Oct 2009 04:54PM
Skip
The government bailed out all those businesses Skip - and they shouldn't have, they should have been allowed to fail. Just remember that money used to bail out these companies was borrowed on future taxpayers, and that is immoral. Also, most companies were well run, and had no *need* for state handouts; on the other hand, those gambling on the government created boom should have been left alone to go broke - lots of grizzling investors when things turn out bad, not so when all is booming away.
Medical experiment? - yea, with government monopoly it's compulsory to be a sick patient -
no choice is cruel, and we're are all victims of this unchoosen obligation to bail out the ACC.
Comment by Skip - added on 20 Oct 2009 12:57PM
Trust the private sector
Apart from the fact that the insurance indusrty is really only nteresed in the worker account, remind me again as to who bailed out who over the financial crash of the last 24 months. Oh thats right, the compettive private sector went cap in hand national governments or should I say tax payers.
Sorry, I think you'd have to be the victim of a cruel medical experiment to buy the arguement that private proveders are necesarily more effective. That said, under current policy, you can at least make a claim

Has the government made the right decision by tolling the Te Puke bypass?

Yes, it's great for business to build it fast.
No, it's just another increased cost for households.
Yes, it will make the roads safer sooner.
No, there is no need to rush.
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